Synergi User Manual

Account Deferment Function - Fields Description

At this function, user will come across various fields or columns that needs to be maintained with relevant data.

The descriptions of the respective field or column, are as follows:-

Account Information (Panel)
Please Enter Search Value	This is the value to be used to search for the related account record. Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.
Account No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.
Name	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.
ID No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

Account Information (Panel)

Please Enter Search Value

This is the value to be used to search for the related account record.

Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.

Account No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.

Name

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.

ID No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

This panel will pop upon the function screen opened.
The purpose of this panel is for user to search for the relevant credit facility account record.

Accounts Search (Pop-Up Window)
Please Enter Search Value	This is the value to be used to search for the related account record. Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.
Account No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.
Name	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.
ID No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.
<Accounts Listing> (Sub-Panel)
Account No.(Status)	This is the system generated unique reference number of the respective credit facility account and the related status of the account, e.g., A - Active.
Name	This is the customer name of the main holder of the account.
ID No.	This is the unique identification number of an individual (as in a person).
Reln	This is the code and description of the customer-account relationship. The options that can be displayed, are as follows:- M - Main Holder G - Guarantor
Product Description.	This is the credit facility’s code and name of the product contained in the account.

Accounts Search (Pop-Up Window)

Please Enter Search Value

This is the value to be used to search for the related account record.

Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.

Account No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.

Name

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.

ID No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

<Accounts Listing> (Sub-Panel)

Account No.(Status)

This is the system generated unique reference number of the respective credit facility account and the related status of the account, e.g., A - Active.

Name

This is the customer name of the main holder of the account.

ID No.

This is the unique identification number of an individual (as in a person).

Reln

This is the code and description of the customer-account relationship.

The options that can be displayed, are as follows:-

M - Main Holder
G - Guarantor

Product Description.

This is the credit facility’s code and name of the product contained in the account.

This window will pop up, after user has clicked once on one of the available search criterion buttons, located at the <Account Information> panel, when there are more than one record found.
The purpose of this window is for user to select a relevant account record found.

Account Information (Panel)
Customer Name/ Customer ID.	This is the main holder’s customer name, and the related Customer ID number.
Account No.	This is a system generated credit facility account number.
Product	This is the currency code and product code with the related brief product description of the credit facility account.
Account Info	This is the brief details of the account, of which presently it is the status of the credit facility account, e.g., A - Active.
First Release On	This is the date that first disbursement of the credit facility has been performed on the account.
Tenor	This is the credit financing term of the credit facility, e.g., 108 By Month.
Expiry Date	This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

Account Information (Panel)

Customer Name/ Customer ID.

This is the main holder’s customer name, and the related Customer ID number.

Account No.

This is a system generated credit facility account number.

Product

This is the currency code and product code with the related brief product description of the credit facility account.

Account Info

This is the brief details of the account, of which presently it is the status of the credit facility account, e.g., A - Active.

First Release On

This is the date that first disbursement of the credit facility has been performed on the account.

Tenor

This is the credit financing term of the credit facility, e.g., 108 By Month.

Expiry Date

This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

This panel will be displayed, after user has clicked twice on an account record at the Accounts Search pop-up window.
The purpose of this panel is for user to view the details of the selected Account record.

Loan Deferment (Panel)
Account Details (Sub-panel)
Gross Balance	This is the credit facility’s gross outstanding amount (in account currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor).
Month in Arrears	This is the number of months that the credit facility’s instalments or repayments have been overdue or missed by the borrower.
Arrears Amount	This is the total amount of credit facility’s instalments or repayments amount (in account currency) that has been overdue or missed by borrower.
Commence Date	This is the start date of the repayment of the credit facility.
Expiry Date	This is the last date of the facility, and the last date that repayment of the facility is to be made.
Tenor	This ia the term of the credit facility, e.g., 108 By Month.
Loan Deferment Maintain (Sub-panel)
Remarks	This is the further comments made on the deferment for the credit facility account (if any).
Future due date?	This indicates that the due date for deferment will be in the future. The available options, are as follows:- Yes No
Defer From This Due Date	This is the credit facility’s repayment due date of which the related periodic repayment amount will start to be deferred.
No.of Deferment	This is the number of months that the credit facility repayment is to be delayed or postponed.
MIA Freeze Start Date	This is the starting date of which the months in arrear in the credit facility will not be taken into consideration, arising from the deferment.
One Time Fee	This is the one time fee charged to the account for the deferment of repayments.

Loan Deferment (Panel)

Account Details (Sub-panel)

Gross Balance

This is the credit facility’s gross outstanding amount (in account currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor).

Month in Arrears

This is the number of months that the credit facility’s instalments or repayments have been overdue or missed by the borrower.

Arrears Amount

This is the total amount of credit facility’s instalments or repayments amount (in account currency) that has been overdue or missed by borrower.

Commence Date

This is the start date of the repayment of the credit facility.

Expiry Date

This is the last date of the facility, and the last date that repayment of the facility is to be made.

Tenor

This ia the term of the credit facility, e.g., 108 By Month.

Loan Deferment Maintain (Sub-panel)

Remarks

This is the further comments made on the deferment for the credit facility account (if any).

Future due date?

This indicates that the due date for deferment will be in the future.

The available options, are as follows:-

Defer From This Due Date

This is the credit facility’s repayment due date of which the related periodic repayment amount will start to be deferred.

No.of Deferment

This is the number of months that the credit facility repayment is to be delayed or postponed.

MIA Freeze Start Date

This is the starting date of which the months in arrear in the credit facility will not be taken into consideration, arising from the deferment.

One Time Fee

This is the one time fee charged to the account for the deferment of repayments.

This panel will be displayed, after user has clicked twice on an account record at the Accounts Search pop-up window.
The purpose of this panel is for user to input the deferment details for the selected credit facility’s account.

Defer from This Due Date LOV (Pop-up window)
Search	This is the keywords to be used for the search of the relevant repayment record in the credit facility account.
Due Date	This is the date of which the respective credit item has due for repayment in the selected credit facility account.
Repayment Code	This is the credit item code of the respective repayment record. Some possible values that can be displayed, are as follows: INT - Interest IST - Instalment
Amount Due	This is the repayable amount that has due for repayment in the selected credit facility account.
Amount Outstanding	This is the repayable amount that has due for repayment and remain unpaid in the selected credit facility account.

Defer from This Due Date LOV (Pop-up window)

Search

This is the keywords to be used for the search of the relevant repayment record in the credit facility account.

Due Date

This is the date of which the respective credit item has due for repayment in the selected credit facility account.

Repayment Code

This is the credit item code of the respective repayment record.

Some possible values that can be displayed, are as follows:

INT - Interest
IST - Instalment

Amount Due

This is the repayable amount that has due for repayment in the selected credit facility account.

Amount Outstanding

This is the repayable amount that has due for repayment and remain unpaid in the selected credit facility account.

This panel will be displayed, after user has mouse over the 'Defer From This Due Date' field and pressed once on the 'Enter' key on the keyboard.
The purpose of this panel is for user to select the relevant past due repayment record to commence the account deferment.