Synergi User Manual

Credit Scoring Enquiry Function - Fields Description

At this function, user will come across various fields or columns that needs to be maintained with relevant data.

The descriptions of the respective field or column, are as follows:-

<Search Criteria> (Panel)
Please Enter Search Value	This is the value to be used to search for the credit applications. Note: If the value inputted into this field is relating to CA No., or Customer Name, or Account or Facility No., user can click once on the related criterion button, accordingly.
CA No.	This is the button to be clicked once, to search and retrieve the relevant credit application records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing credit application numbers.
Customer Name	This is the button to be clicked once, to search and retrieve the relevant customer records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing customer names.
Account/ Facility No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing account numbers or facility numbers.

<Search Criteria> (Panel)

Please Enter Search Value

This is the value to be used to search for the credit applications.

Note: If the value inputted into this field is relating to CA No., or Customer Name, or Account or Facility No., user can click once on the related criterion button, accordingly.

CA No.

This is the button to be clicked once, to search and retrieve the relevant credit application records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing credit application numbers.

Customer Name

This is the button to be clicked once, to search and retrieve the relevant customer records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing customer names.

Account/ Facility No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing account numbers or facility numbers.

This Search Criteria panel will pop up upon the function screen opened.
The purpose of this panel is for user to search for the relevant credit facility account record.

Credit Application Search (Pop-Up Window)
Please Enter Search Value	This is the value to be used to search for the credit applications. Note: If the value inputted into this field is relating to CA No., or Customer Name, or Account or Facility No., user can click once on the related criterion button, accordingly.
CA No.	This is the button to be clicked once, to search and retrieve the relevant credit application records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing credit application numbers.
Customer Name	This is the button to be clicked once, to search and retrieve the relevant customer records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing customer names.
Account/ Facility No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing account numbers or facility numbers.
<Accounts Listing> (Panel)
CA No.	This is the unique reference number of the respective credit application which is generated by system.
Customer Name	This is the customer name of the main holder of the related facility account, or the main applicant in the credit application.
Status	This is the latest status of the related credit application. The possible values that can be displayed, are as follows:- E - Recommended A - Approved X - Accepted C - Cancelled D - Declined L - Closed R - Rejected W - Withdrawn Note: Credit applications that are in 'Pending' status and have been rejected subsequently will not have any credit scoring data display in this function.
Account No.	This is the system generated unique reference number of the related credit facility account.

Credit Application Search (Pop-Up Window)

Please Enter Search Value

This is the value to be used to search for the credit applications.

Note: If the value inputted into this field is relating to CA No., or Customer Name, or Account or Facility No., user can click once on the related criterion button, accordingly.

CA No.

This is the button to be clicked once, to search and retrieve the relevant credit application records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing credit application numbers.

Customer Name

This is the button to be clicked once, to search and retrieve the relevant customer records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing customer names.

Account/ Facility No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing account numbers or facility numbers.

<Accounts Listing> (Panel)

CA No.

This is the unique reference number of the respective credit application which is generated by system.

Customer Name

This is the customer name of the main holder of the related facility account, or the main applicant in the credit application.

Status

This is the latest status of the related credit application.

The possible values that can be displayed, are as follows:-

E - Recommended
A - Approved
X - Accepted
C - Cancelled
D - Declined
L - Closed
R - Rejected
W - Withdrawn

Note: Credit applications that are in 'Pending' status and have been rejected subsequently will not have any credit scoring data display in this function.

Account No.

This is the system generated unique reference number of the related credit facility account.

This Credit Application Search window will pop up once user has clicked once, on either one of the available search criterion buttons located at the 'Search Criteria' panel, if there are more than one record found.
The purpose of this Accounts Listing panel is for user to select a relevant account record found.

<Credit Application Information> (Panel)
CA No.	This is the unique reference number of a credit application which is generated by system.
<Applicant Name>	This is the customer name of the main applicant in the respective credit application.
Account No.	This is the system generated unique reference number of the related credit facility account.
CA Info.	This is the brief highlights of a credit application, and it is containing the status of a credit application, presently. The possible values that can be displayed, are as follows:- E - Recommended A - Approved X - Accepted C - Cancelled D - Declined L - Closed R - Rejected W - Withdrawn Note: Credit applications that are in 'Pending' status and have been rejected subsequently will not have any credit scoring data display in this function.

<Credit Application Information> (Panel)

CA No.

This is the unique reference number of a credit application which is generated by system.

<Applicant Name>

This is the customer name of the main applicant in the respective credit application.

Account No.

This is the system generated unique reference number of the related credit facility account.

CA Info.

This is the brief highlights of a credit application, and it is containing the status of a credit application, presently.

The possible values that can be displayed, are as follows:-

E - Recommended
A - Approved
X - Accepted
C - Cancelled
D - Declined
L - Closed
R - Rejected
W - Withdrawn

Note: Credit applications that are in 'Pending' status and have been rejected subsequently will not have any credit scoring data display in this function.

This Credit Application Information panel will pop up once user has clicked twice on an account record at the 'Accounts Listing' panel.
The purpose of this Credit Application Information panel is for user to view the details of the selected account record.

Credit Scoring Enquiry (Panel)
Summary (Section)
Score/Grade	This is the total credit scores, and the related code of the scored credit scoring grade from the assessed or evaluated party on the selected credit application, e.g., 27/X.
Suggest To	This is the suggested decision to be made on the assessed and evaluated party on the selected credit application, e.g., Review, Approve, and Reject.
Details (Section)
Credit Scoring Scheme	This is the scheme or plan code that has been used by system, to compute the total credit scores of the respective credit application for reference during credit application recommendation or approval.
Description	This is the brief definition of the value defined at 'Credit Scoring Scheme' field.
Evaluate On	This is the party to be involved in a credit application assessment, or evaluation process for the computation of total credit scores. Presently, the only available option is the 'M - Main Holder' option.
Holder Type	This is the relationship of the customer to the credit application, e.g., 'M - Main Holder'.
Name	This is the name of the related customer who has been assessed or evaluated in the selected credit application.
Total Score	This is the total credit scores of the respective evaluated party, computed based on the credit scoring items used, and the credit score gained from the respective credit scoring item, e.g., 27.00.
Grade	This is the code and description of the scored credit scoring grade from the assessed or evaluated party on the selected credit application, e.g., A - A.
Scoring Decision	This is the suggested decision resulted from a credit scoring check’s scoring computation on the assessed or evaluated party on the selected credit application, e.g., R - Review.
<Credit Scoring Items> (Sub-Section)
Score Item	This is the description of the respective credit scoring item that is being or has been used to assess or evaluate the relevant party in the respective credit application for the computation of the credit score, e.g., Customer Age (Years).
Value	This is the answer or feedbacks made on the credit scoring item in the credit application e.g., 70
Score	This is the credit score value of the respective score item in the credit application, e.g., 0.
Deviate	This is to indicate that there are some rare differences in the respective credit scoring item’s assessed or evaluated value from the expected value. The options, are as follows:- Y - Yes (Contain Deviation) N - No (No Deviation)
Reject	This is to indicate whether the respective credit scoring item’s score of the assessed or evaluated party in the selected credit application has been suggested to be rejected.

Credit Scoring Enquiry (Panel)

Summary (Section)

Score/Grade

This is the total credit scores, and the related code of the scored credit scoring grade from the assessed or evaluated party on the selected credit application, e.g., 27/X.

Suggest To

This is the suggested decision to be made on the assessed and evaluated party on the selected credit application, e.g., Review, Approve, and Reject.

Details (Section)

Credit Scoring Scheme

This is the scheme or plan code that has been used by system, to compute the total credit scores of the respective credit application for reference during credit application recommendation or approval.

Description

This is the brief definition of the value defined at 'Credit Scoring Scheme' field.

Evaluate On

This is the party to be involved in a credit application assessment, or evaluation process for the computation of total credit scores.

Presently, the only available option is the 'M - Main Holder' option.

Holder Type

This is the relationship of the customer to the credit application, e.g., 'M - Main Holder'.

Name

This is the name of the related customer who has been assessed or evaluated in the selected credit application.

Total Score

This is the total credit scores of the respective evaluated party, computed based on the credit scoring items used, and the credit score gained from the respective credit scoring item, e.g., 27.00.

Grade

This is the code and description of the scored credit scoring grade from the assessed or evaluated party on the selected credit application, e.g., A - A.

Scoring Decision

This is the suggested decision resulted from a credit scoring check’s scoring computation on the assessed or evaluated party on the selected credit application, e.g., R - Review.

<Credit Scoring Items> (Sub-Section)

Score Item

This is the description of the respective credit scoring item that is being or has been used to assess or evaluate the relevant party in the respective credit application for the computation of the credit score, e.g., Customer Age (Years).

Value

This is the answer or feedbacks made on the credit scoring item in the credit application e.g., 70

Score

This is the credit score value of the respective score item in the credit application, e.g., 0.

Deviate

This is to indicate that there are some rare differences in the respective credit scoring item’s assessed or evaluated value from the expected value.

The options, are as follows:-

Y - Yes (Contain Deviation)
N - No (No Deviation)

Reject

This is to indicate whether the respective credit scoring item’s score of the assessed or evaluated party in the selected credit application has been suggested to be rejected.