Credit Account 360 Function - Introduction

This function allow users to view the overall details that are available in a credit account facility.

The details that are available in this function, are as follows:-

  • Summary of the following details will be displayed:-

    • Main

    • Overdue Repayment

    • Status Info

  • Balances like the outstanding, or charged, or waived amount, or written-off amount of principal, interest, and late charges, including unearned and accrued interest amount.

  • Account Details like the following details will be displayed:-

    • Current Info (with Drawdown Information)

    • Finance Detail

    • Other Finance Details (e.g., for MLTA, subsidy for related types of credit facility)

  • Collection like the following details will be displayed:-

    • Collection Summary

    • Collection Transaction

  • Transaction performed on the credit facility account.

  • Repayment like the following details will be displayed:-

    • Details (e.g., repayment item, due date, amount due, paid amount, outstanding amount and day pass due)

    • Summary details of repayments schedule

  • Pricing like the following details will be displayed:-

    • Rate Details

    • Late Charges

    • Prepayment Penalty

  • Impairment details on YTD Provision, YTD Uncollected, YTD Writeback and YTD Writeoff.

  • Other Info. like the following details will be displayed:-

    • Required Follow Up Actions

    • Changes Made to the credit facility account

    • Related Brief Application Information

    • Main Highlights concerning the credit facility (e.g., original approved amount, and original tenor)

    • Related supporting documents of the parties involved in the application for the credit facility.

  • Collateral summary and related other of the following details will be displayed:-

    • Guarantor

    • Security value