There are many work processes contained in the system of banks or financial institutions, e.g., credit processing process relating to loan origination purpose, and disbursement process relating to loan management purpose.

In addition, each work process can contain several slightly different variation steps or workflow stages or states, e.g., dependent on the related conditions in terms of the product behaviour or nature, e.g., credit application processing workflow states and conditions are different between a personal loan as compared to a term loan to finance a property developement project.

In view of the above, this function will be useful, as it allows users to do the followings:-

System will exclude the user who has created and submitted the workflow process code for approval from performing the approval. Any other User IDs of the same user group and level as the maker can perform approval.