Synergi User Manual

Guarantor Maintenance Function - Fields Description

At this function, user will come across various fields or columns that needs to be maintained with relevant data.

The descriptions of the respective field or column, are as follows:-

Account Search Criteria (Panel)
Please Enter Search Value	This is the value to be used to search for the related account record. This is a data search criteria field. Note: If the value inputted into this field is relating to Account No., Name or ID No., user can click the relevant Account No., or Name, or ID No. button, accordingly.
Account No.	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records. Note: Click on this button if the value inputted at the 'Account Information' search criteria field is related to existing account numbers.
Name	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records. Note: Click on this button if the value inputted at the 'Account Information' search criteria field is related to existing customers' names.
ID No.	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records. Note: Click on this button if the value inputted at the 'Account Information' search criteria field is related to existing Customer IDs.

Account Search Criteria (Panel)

Please Enter Search Value

This is the value to be used to search for the related account record. This is a data search criteria field.

Note: If the value inputted into this field is relating to Account No., Name or ID No., user can click the relevant Account No., or Name, or ID No. button, accordingly.

Account No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records.

Note: Click on this button if the value inputted at the 'Account Information' search criteria field is related to existing account numbers.

Name

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records.

Note: Click on this button if the value inputted at the 'Account Information' search criteria field is related to existing customers' names.

ID No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records.

Note: Click on this button if the value inputted at the 'Account Information' search criteria field is related to existing Customer IDs.

Accounts Listing (Pop-Up Window)
Please Enter Search Value	This is the value to be used to search for the related account record. This is a data search criteria field. Note: If the value inputted into this field is relating to Account No., or Name, or ID No., user can click the relevant Account No., or Name, or ID No. button, accordingly.
Account No	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records. Note: Click on this button if the value inputted at the 'Please Enter Search Criteria' field is related to existing account numbers.
Name	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records. Note: Click on this button if the value inputted at the 'Please Enter Search Criteria' field is related to existing customers' names.
ID No.	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records. Note: Click on this button if the value inputted at the 'Please Enter Search Criteria' field is related to existing Customer IDs.
Account No.(Status)	This is the system generated unique reference number of the respective credit facility account and the status of the credit facility.
Name	This is the customer name of the account.
ID No.	This refers to the unique identification number of an individual (as in a person) or a non individual (e.g., a private limited company, a public limited company and an association) customer.
Relationship	This is the code and description of the 'customer-account' relationship. The possible values that can be displayed, are as follows:- M - Main Holder J - Joint Holder G - Guarantor
Product Description.	This refers to the code and name of the respective product.

Accounts Listing (Pop-Up Window)

Please Enter Search Value

This is the value to be used to search for the related account record. This is a data search criteria field.

Note: If the value inputted into this field is relating to Account No., or Name, or ID No., user can click the relevant Account No., or Name, or ID No. button, accordingly.

Account No

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records.

Note: Click on this button if the value inputted at the 'Please Enter Search Criteria' field is related to existing account numbers.

Name

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records.

Note: Click on this button if the value inputted at the 'Please Enter Search Criteria' field is related to existing customers' names.

ID No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant account records.

Note: Click on this button if the value inputted at the 'Please Enter Search Criteria' field is related to existing Customer IDs.

Account No.(Status)

This is the system generated unique reference number of the respective credit facility account and the status of the credit facility.

Name

This is the customer name of the account.

ID No.

This refers to the unique identification number of an individual (as in a person) or a non individual (e.g., a private limited company, a public limited company and an association) customer.

Relationship

This is the code and description of the 'customer-account' relationship.

The possible values that can be displayed, are as follows:-

M - Main Holder
J - Joint Holder
G - Guarantor

Product Description.

This refers to the code and name of the respective product.

This Accounts Listing panel will pop up once user has clicked once, on either one of the available search criterion buttons located at the 'Account Search Criteria' panel, when there are record(s) found or no record can be found.
The purpose of this Accounts Listing panel is for user to select a relevant account record found.

Account Information (Panel)
Customer Name/ Customer ID.	This is the main holder’s customer name, and the related Customer ID number.
Account No.	This is a system generated credit facility account number.
Product	This is the currency code and product code with the related brief product description of the credit facility account.
Account Info	This is the brief details of the account, of which presently it is the status of the credit facility account, e.g., A - Active.
First Release On	This is the date that first disbursement of the credit facility has been performed on the account.
Tenor	This is the credit financing term of the credit facility, e.g., 108 By Month.
Expiry Date	This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

Account Information (Panel)

Customer Name/ Customer ID.

This is the main holder’s customer name, and the related Customer ID number.

Account No.

This is a system generated credit facility account number.

Product

This is the currency code and product code with the related brief product description of the credit facility account.

Account Info

This is the brief details of the account, of which presently it is the status of the credit facility account, e.g., A - Active.

First Release On

This is the date that first disbursement of the credit facility has been performed on the account.

Tenor

This is the credit financing term of the credit facility, e.g., 108 By Month.

Expiry Date

This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

This Account Information panel will pop up once user has clicked twice on an account record at the 'Accounts Listing' pop-up window.
The purpose of this Account Information panel is for user to view the details of the selected Account record.

Guarantor Maintenance (Sub-Panel)
ID No.	This refers to the unique identification number of a customer that is to be defined/ or already defined as a guarantor for a facility.
Name	This refers to name associated with the value at the 'ID Number' column that is inputted by user.
Relationship	This refers to the connection of a guarantor to the entity members of a facility contained in a credit application.
Create On	This is the date that the guarantor record was created.
Create By	This is the User ID of the user who has created the guarantor record.

Guarantor Maintenance (Sub-Panel)

ID No.

This refers to the unique identification number of a customer that is to be defined/ or already defined as a guarantor for a facility.

Name

This refers to name associated with the value at the 'ID Number' column that is inputted by user.

Relationship

This refers to the connection of a guarantor to the entity members of a facility contained in a credit application.

Create On

This is the date that the guarantor record was created.

Create By

This is the User ID of the user who has created the guarantor record.

Guarantor Details(Pop-Up Window)
ID No.	This refers to the unique identification number of an individual (as in a person) or a non individual (e.g., a private limited company, a public limited company and an association).
Name	This refers to name associated with the value at the 'ID Number' column that is inputted by user.
Facility Type	This refers to the type of facility associated with the value displayed at the 'Account No' field. Some possible types that can be displayed are as follows:- LN - Loans OD - Overdraft TF - Trade Finance Note: The possible values that can be displayed for selection, are depended, on the license purchased.
Security Code	This refers to the identification number of the related collateral, that has been created in system.
Guarantee Method	This refers to the method of the guarantee distribution/ coverage. The possible options that user can select are as follows:- A - Absolute P - Percentage Note: If the user has selected the 'Absolute' method, user will need to key in the related absolute amount value at the 'Amount Guarantee' column.
Nature Of Guarantee	This refers to the nature of a guarantee. The possible options that user can select are as follows:- 1 - Individual CP - Corporate GV - Government
Guarantee Amount	This refers to the absolute amount of a guarantee extended to a bank or financial institution for a credit facility. The value in this field is defaulted to the facility applied amount in credit application. However, user may overwrite the value as long as it is within the 'Apply Amount' value. Note: This column will only be enabled for user to input value only if user selects the 'A - Absolute' method at the 'Amount Guarantee' column.
Guarantee Percent	This refers to the percentage amount of a type of guarantee extended to a bank or financial institution for a credit facility. The value that can be inputted in this column must be within the range from '0' to '100', otherwise system prompts error message. Note: This column will only be enabled for user to input value only if user selects the 'P - Percentage' method at the 'Amount Guarantee' column.
Instrument of Claim	This refers to the type of document/ instrument of which a guarantee can be used to claim in the case when customer defaults, e.g., Bank Guarantee Letter, Personal Guarantee Letter and Joint & Several Guarantee Letter.
Signed Date	This refers to the date on which a guarantee document is signed by the guarantors in agreement to act as a guarantor for the credit facility/ facilities in a credit application.
Guarantee Letter No.	This refers to the official reference number associated with a letter of guarantee.
Guarantee Type	This refers to the category of a guarantee, e.g., Personal, Corporate and Joint & Several.
Relationship	This refers to the connection of a guarantor to the entity members of a facility contained in a credit application.
Guarantee Custody	This is the indicator whether the guarantor’s agreement is with the financial institution. The possible options that user can select are as follows:- Y - Yes N - No

Guarantor Details(Pop-Up Window)

ID No.

This refers to the unique identification number of an individual (as in a person) or a non individual (e.g., a private limited company, a public limited company and an association).

Name

This refers to name associated with the value at the 'ID Number' column that is inputted by user.

Facility Type

This refers to the type of facility associated with the value displayed at the 'Account No' field.

Some possible types that can be displayed are as follows:-

LN - Loans
OD - Overdraft
TF - Trade Finance

Note: The possible values that can be displayed for selection, are depended, on the license purchased.

Security Code

This refers to the identification number of the related collateral, that has been created in system.

Guarantee Method

This refers to the method of the guarantee distribution/ coverage.

The possible options that user can select are as follows:-

A - Absolute
P - Percentage

Note:

If the user has selected the 'Absolute' method, user will need to key in the related absolute amount value at the 'Amount Guarantee' column.

Nature Of Guarantee

This refers to the nature of a guarantee.

The possible options that user can select are as follows:-

1 - Individual
CP - Corporate
GV - Government

Guarantee Amount

This refers to the absolute amount of a guarantee extended to a bank or financial institution for a credit facility. The value in this field is defaulted to the facility applied amount in credit application. However, user may overwrite the value as long as it is within the 'Apply Amount' value.

Note:

This column will only be enabled for user to input value only if user selects the 'A - Absolute' method at the 'Amount Guarantee' column.

Guarantee Percent

This refers to the percentage amount of a type of guarantee extended to a bank or financial institution for a credit facility. The value that can be inputted in this column must be within the range from '0' to '100', otherwise system prompts error message.

Note:

This column will only be enabled for user to input value only if user selects the 'P - Percentage' method at the 'Amount Guarantee' column.

Instrument of Claim

This refers to the type of document/ instrument of which a guarantee can be used to claim in the case when customer defaults, e.g., Bank Guarantee Letter, Personal Guarantee Letter and Joint & Several Guarantee Letter.

Signed Date

This refers to the date on which a guarantee document is signed by the guarantors in agreement to act as a guarantor for the credit facility/ facilities in a credit application.

Guarantee Letter No.

This refers to the official reference number associated with a letter of guarantee.

Guarantee Type

This refers to the category of a guarantee, e.g., Personal, Corporate and Joint & Several.

Relationship

This refers to the connection of a guarantor to the entity members of a facility contained in a credit application.

Guarantee Custody

This is the indicator whether the guarantor’s agreement is with the financial institution.

The possible options that user can select are as follows:-

Y - Yes
N - No

Customer Search LOV (Pop-up Window)
Please Enter Search Value	This is the value to be used to search for the related customer record. This is a search data input field. Note: If the value inputted into this field is relating to Customer ID or Customer Name, user can click the relevant Customer ID or Customer Name, accordingly.
ID No.	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant customer records. Note: Click on this button if the value inputted at the search criteria field is related to existing Customer ID.
Name	This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant customer records. Note: Click on this button if the value inputted at the search criteria field is related to existing Customer Name.
Customer ID	This refers to the customer identity number that has been created in system.
ID Type	This refers to the type of formal document used to signify customer’s identification, e.g., national registration ID or passport.
Customer Type	This refers to the type of customer, e.g., I - Individual or N - Non-individual, of which a customer belongs to.
Customer Name	This refers to the name of a customer that has been created system.
Birth Date	This refers to the date of birth (for individual) or date of incorporation (for non-individual).

Customer Search LOV (Pop-up Window)

Please Enter Search Value

This is the value to be used to search for the related customer record. This is a search data input field.

Note: If the value inputted into this field is relating to Customer ID or Customer Name, user can click the relevant Customer ID or Customer Name, accordingly.

ID No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant customer records.

Note: Click on this button if the value inputted at the search criteria field is related to existing Customer ID.

Name

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant customer records.

Note: Click on this button if the value inputted at the search criteria field is related to existing Customer Name.

Customer ID

This refers to the customer identity number that has been created in system.

ID Type

This refers to the type of formal document used to signify customer’s identification, e.g., national registration ID or passport.

Customer Type

This refers to the type of customer, e.g., I - Individual or N - Non-individual, of which a customer belongs to.

Customer Name

This refers to the name of a customer that has been created system.

Birth Date

This refers to the date of birth (for individual) or date of incorporation (for non-individual).

Security Code LOV (Pop-up Window)
Please Enter Search Value	This is the value to be used to search for the related security code. This is a search data input field.
Security Code	This refers to the code related to respective security or reference number related to relevant collateral.
Description	This refers to the description/ name of a security/ collateral.

Security Code LOV (Pop-up Window)

Please Enter Search Value

This is the value to be used to search for the related security code. This is a search data input field.

Security Code

This refers to the code related to respective security or reference number related to relevant collateral.

Description

This refers to the description/ name of a security/ collateral.

Instrument Of Claim LOV (Pop-up Window)
Please Enter Search Value	This is the value to be used to search for the related instrument of claim. This is a search data input field.
Instrument Of Claim	This refers to the code related to respective instrument of claim.
Description	This refers to the description/ name of an instrument of claim.

Instrument Of Claim LOV (Pop-up Window)

Please Enter Search Value

This is the value to be used to search for the related instrument of claim. This is a search data input field.

Instrument Of Claim

This refers to the code related to respective instrument of claim.

Description

This refers to the description/ name of an instrument of claim.