Please Enter Search Value

This is the value to be used to search for the related account record.

Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.

Account No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.

Name

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.

ID No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

Please Enter Search Value

This is the value to be used to search for the related account record.

Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.

Account No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.

Name

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.

ID No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

Account No.(Status)

This is the system generated unique reference number of the respective credit facility account and the related status of the account, e.g A - Active.

Name

This is the customer name of the main holder of the account.

ID No.

This is the unique identification number of an individual (as in a person).

Reln

Product Description.

This is the credit facility’s code and name of the product contained in the account.

Customer Name/ Customer ID.

This is the main holder’s customer name, and the related Customer ID number.

Account No.

This is a system generated credit facility account number.

Product

This is the currency code and product code with the related brief product description of the credit facility account.

Account Info

First Release On

This is the date that first disbursement of the credit facility has been performed on the account.

Tenor

This is the credit financing term of the credit facility, e.g., 108 By Month.

Expiry Date

This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

Gross Balance

This is the credit facility gross outstanding amount (in account currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor) of the selected credit facility account.

Facility Type

This is the indicator whether the credit facility is of the revolving nature, depending on the related product parameters' availability and settings made.

For example: Non-Rev means (revolving nature)

Approved Limit

This is the initial facility amount (in account currency) that has been approved in a credit application.

Total Due

This is the accumulated total due outstanding repayment amount (in account currency).

Total Arrears

This is the total of amount of credit facility instalments or repayments (in account currency) that has been overdue or missed by borrowers.

Next Due Date

This is the next scheduled repayment date.

Average Day Past Due

This is the average number of days that the required repayment on a credit facility account has been overdue or missed by borrowers.

Principal Arrears

This is the total credit facility principal outstanding amount (in account currency) that has been overdue or missed by borrower.

Next Payment Amount

This is the next scheduled repayment amount (in account currency).

Risk Status

This is the credit facility account’s present stage of the Expected Credit Loss (ECL), e.g., SS SUBSTANDARD/NPL (S2).

Interest in Arrears

This is the total interest outstanding amount that has been overdue for payment.

No.of Inst Unpaid/MIA/DPD

This refers to the (number of instalment not paid by customer/ months in arrears/days past due).

Remarks

This is an additional description relating to the credit facility.

TDPA

This refers to the brief details of the possible outstanding repayable items with related breakdown details of the credit facility account, as follows:-

Tenure/ Paid/ Due/ Arrears (in months)

60/1/4/3

Meaning: 60 months financing period/ Paid 1 month/ Due 4 months/ Not paid for 3 months.

Last Paid Date

This is the most recent date that repayment has been made to the credit facility account.

Late Charges Last Accrued Date

This is the last date that late charges has been accrued.

Late Charges Accrued Amount

This is the accrued amount of the late charge (in account currency).

Due Date

This refers to the date of which a repayment amount is due in the credit facility account.

Item

This is the code associated with the respective credit module item, e.g., IST - Instalment, that is to be repaid.

Amount Due

This is the credit repayment item amount that is due for repayment in the credit facility account.

Amount Paid

This is the credit module item amount that has been paid.

Amount O/S

This is the credit repayment item amount that is still unpaid in the credit facility account.

Last Paid

This is the most recent date that repayment has been made on the respective credit module item.

Days Overdue

This is the number of days that the credit module item amount has been overdue in the credit facility account.

NPL Date

This is the date the credit facility account turned non-performing status.

Last Reminder Type(Date)

This is the date the last reminder of a certain reminder type has been issued.

R&R Type (Date)

This is the indicator whether the adjustment that has been made to the credit facility account can be considered, as a restructure, or a reschedule, type of adjustment.

Freeze Info

This is the additional comment related to the account, under the 'freeze' status.

Litigation Details

This is the brief details of the stage of the litigation process of which the credit facility account is undergoing.

Item

This is the code associated with the respective credit module item, e.g., Principal, Interest and Processing Fees.

Ccy

This is the currency code of the respective credit module items applicable in the credit facility account.

Amount O/S

This is the present item’s outstanding amount (in item currency) in the credit facility account.

Total Charged

This is the item’s outstanding amount (in item currency) that has been charged into the credit facility account.

Total Waived

This is the charged item’s outstanding amount (in item currency) that has been waived in the credit facility account.

Total Writte-Off

This is the item’s outstanding amount (in item currency) that has been written off in the credit facility account, following a series of reminders and legal actions against the borrower and that the chances of obtaining repayment is very slim.

Unearned

This is the total interest amount that has not been realised as income yet (in account currency) in the credit facility account.

Accrued

This is the total interest amount (in account currency) that has been accumulated or accrued in the credit facility account.

Tenor Detail

This is the term of the credit facility, e.g., 108 By Month.

Rest Type

This is the closing balance type applied for the calculation of interest in the account, e.g., M - Monthly, F - Flat, depending on the related product parameter settings.

Total Released Amount

This is the total credit facility amount that has been released.

Commence Date

This is the start date that repayment calculation will commence in the credit facility account.

Current Cycle

This is the dates of the present interest cycle, s.g., 03-Jul-2023 / 30-Jun-2026.

Note: The cycle date is determine by the account’s commence date, rest type, due date pattern, facility term, holiday and other related product parameters.

Undrawn Amount(%)

This is the facility amount (in account currency) and in percentage that has not been disbursed yet. It is calculated by taking the approved facility limit amount minus the total released amount.

Expiry Date

This is the last date of the facility, and the last date that repayment of the facility is required to be made.

Rest Type Cycle

This is the start date and end date of each interest calculation cycle of the credit facility account, e.g., 03-Jul-2023 / 30-Jun-2026.

First Release Date

This is the date of the first drawdown of the credit facility.

Unearned Interest

This is the total interest amount that has not been realised as income yet (in account currency) in the credit facility account.

Balance Used for Current Month

This is the credit facility’s principal balance amount (in account currency) that is used to calculate the interest.

Last Release Date

This is the last date of facility disbursement.

Net Balance

This is the credit facility’s principal balance amount (in account currency) after reducing the present repayment period’s principal amount due.

Release This Month

This is the present month’s total disbursed amount (in account currency) in the account.

Final Release Date

This is the date of the last disbursement made to the account.

Date

This is the date the respective facility release transaction has been performed or created in system.

Journal No.

This is the system generated unique journal number of the respective facility release transaction that has been performed in system, e.g. 21-140318-00000048 (Format: <Module No.><YYMMDD><8 digit sequence number>).

Status

Trn Code

This is the user defined transaction code describing the respective transaction that has been performed in system, e.g., 02300 - Loan Disbursement (Net Principal Drawdown), 02006 – Payout by NOSTRO (Disbursement) and more.

Item

This is the related credit item code of the respective facility release transaction that has been performed in system, e.g., PRCF – Net Principal Drawdown, DISB - Disbursement and more.

Amount

This is the transacted facility release amount (in the transaction currency) performed in system.

Description

This is the brief details of the respective transaction code e.g., 02300 - Loan Disbursement (Net Principal Drawdown), 02006 – Payout by NOSTRO (Disbursement) and more.

Ccy

This is the transaction currency used.

Trn Mode

This is the mode of the transaction, e.g., CHQ, JNL and NST.

Trn Type

This is the transaction category, e.g., DISB.

Reference No.

This is the reference number that is applicable in the respective transaction performed on the account, e.g., cheque no.

Trn Time

This is the date and time the transaction was performed.

Trn Branch

This is the code of the branch that transaction was performed.

Rcpt No.

This is the receipt number of the transaction.

Act. Date

This is the actual date that the transaction was performed.

Note: The value of this column maybe different from the value at the 'Date' column, for certain transaction that can be backdated.

Source

This is the indicator of the repayment priority order scheme source, e.g., STD means taking from the standard payment source via the product parameter, REPAYM0020.

Trn Key

This is the system generated reference number of the respective transaction performed in system.

Note: There will be one transaction key for every master receipt key or allocation master key.

Ex. Rate

This refers to the currency exchange rate that has been used in a transaction record.

Dr.GL Code

This refers to the general ledger (GL) account number that has been used to debit the transaction item amount in the transaction performed or created in system.

Cr.GL Code

This refers to the general ledger (GL) account number that has been used to credit the transaction amount in the transaction performed or created in system.

Sum Type

This is the internal system reference code, e.g., DRO - Debit Other Items, SY - System Items, DR - Debit Items, CR - Credit Items, EXP - Expenses Items and PP - Prepayment Items.

Rate Code

This is either the base interest rate code, or the fixed interest rate code of a credit facility pricing tier that has been applied to the account upon disbursement of the credit facility.

Rate Description

This is name of either the base interest rate code, or the fixed interest rate code of a credit facility pricing tier that has been applied to the account upon disbursement of the credit facility.

From

This is the starting period range of a repayment schedule summary record.

Examples:

Frequency - 1 Monthly From Period - 1 To Period - 2, 3, 4…​…​.

Frequency - 3 Quarterly From Period - 1 To Period - 3, 6, 9…​…​.

To

This is the ending period range of a repayment schedule summary record.

Examples:

Frequency - 1 Monthly From Period - 1 To Period - 2, 3, 4…​…​.

Frequency - 3 Quarterly From Period - 1 To Period - 3, 6, 9…​…​.

Total Rate

This is the total of interest rate taking into consideration the value from the 'Rate Code' field and 'Margin Rate' field of a pricing tier that has been applied to the account upon disbursement of the credit facility.

Note: The value in this field is defaulted from the value set at the pricing scheme selected during the credit application creation.

Margin Rate

This is the margin rate value above or below the rate code value of a pricing tier that has been applied to the account upon disbursement of the credit facility.

Note: The value in this field is defaulted from the value set at the pricing scheme selected during the credit application creation.

Installment Amount

This is the facility repayment amount (in product currency) that is payable by customer.

Last Installment Amount

This is the final facility repayment amount (in product currency) that is payable by customer.

Total Finance Charges

This is the total interest charged amount (in product currency) on the credit facility.

Effective Rate

Item

This is the related code of credit item that is being financed in the credit facility. Some example of credit items are such as, Mortgage Level Term Assurance (MLTA), or Legal Fee.

Amount

This is the credit item amount (in transaction currency) that is being financed in the credit facility.

Unearn/Expense Amount

This is the credit item amount (in transaction currency) that is being accrued which has yet to be realised as income or expenses in the credit facility account.

Subsidy Remaining (OPLS)

This is the operating lease’s incentive amount that has been provided to the lessee of the facility.

Subsidy Payment O/S

This is the operating lease’s incentive outstanding amount (in product currency) that is to be reimbursed to the lessor.

Installment Paid (No)

This is the total collected periodic repayment amount (which includes principal and interest portion in account currency) and total collected periodic repayment count for the credit facility account.

-Of Which Principal

This is the total collected periodic principal outstanding amount (in account currency) for the credit facility account.

-Of Which Interest

This is the total collected periodic interest outstanding amount (in account currency) for the credit facility account.

Principal Prepaid

This is the total collected amount of the required 'prepaid' principal amount (in account currency) for the credit facility account.

Principal Serviced

Interest Serviced

Last Collection Date

This is the most recent date that repayment has been made to the credit facility account that has been repaid.

This Month Collection

This is the present month’s collected repayment amount (in account currency); present month’s collected for principal outstanding amount and interest or profit outstanding amount.

Grace Period Interest Serviced

This is the grace period interest amount (in account currency) of the credit facility account during progressive release period, that has been repaid.

Officer In Charge

This is the Staff ID of the officer-in-charge (OIC) in the financial institution for the credit facility account.

Unearned

Net Balance

This is the credit facility outstanding amount (in account currency) , taking the 'Gross Balance' less out the unearned interest or profit.

Note: This field value is applicable for credit facility that charges interest upfront.

Advance Payment

This is the total additional, or extra repayment amount collected (in account currency) in the credit facility account.

Last X Months

This is the most recent number of months to display the collection transaction records at the 'Collection Summary' sub-section.

Date

This is the date the respective transaction has been performed or created in system.

Journal No.

This is the system generated unique journal number of the respective transaction that has been performed in system, e.g. 21-140318-00000048 (Format: <Module No.><YYMMDD><8 digit sequence number>).

Status

Trn Code

This is the user defined transaction code describing the respective transaction that has been performed in system, e.g., 02300 - Loan Disbursement (Net Principal Drawdown), 02006 – Payout by NOSTRO (Disbursement) and more.

Item

This is the related credit item code of the respective transaction that has been performed in system, e.g., PRCF – Net Principal Drawdown, DISB - Disbursement and more.

Amount

This is the transacted amount (in the transaction currency) performed in system.

Description

This is the brief details of the respective transaction code e.g., 02300 - Loan Disbursement (Net Principal Drawdown), 02006 – Payout by NOSTRO (Disbursement) and more.

Ccy

This is the transaction currency used.

Trn Mode

This is the mode of the transaction, e.g., CHQ, JNL and NST.

Trn Type

This is the transaction category, e.g., COLL.

Reference No

This is the reference number that is applicable in the respective transaction performed on the account, e.g., cheque no..

Trn Time

This is the date and time the transaction was performed.

Trn Branch

This is the code of the branch that transaction was performed.

Rcpt. No

This is the receipt number of the transaction.

Act.Date

This refers to the actual date that the transaction was performed.

Note: The value of this column maybe different from the value at the 'Date' column, if the transaction has been back-dated.

Source

This is the indicator of the repayment priority order scheme source, e.g., STD means taking from the standard payment source via the product parameter, REPAYM0020.

Trn Key

This is the system generated reference number of the respective transaction performed in system.

Note: There will be one transaction key for every master receipt key or allocation master key.

Ex.Rate

This refers to the currency exchange rate that has been used in a transaction record.

Dr.GL Code

This refers to the general ledger (GL) account number that has been used to debit the transaction item amount in the transaction performed or created in system.

Cr.GL Code

This refers to the general ledger (GL) account number that has been used to credit the transaction amount in the transaction performed or created in system.

Sum Type

This is the internal system reference code, e.g., DRO - Debit Other Items, SY - System Items, DR - Debit Items, CR - Credit Items, EXP - Expenses Items and PP - Prepayment Items.

Last X Months

This is the most recent number of months to display the transaction records at the 'Transaction' section.

B/F Balance

This is the brought forward balance of the total of the credit items' amount in the credit facility account.

Date

This is the date the respective transaction has been performed or created in system.

Journal No.

This is the system generated unique journal number of the respective transaction that has been performed in system, e.g. 21-140318-00000048 (Format: <Module No.><YYMMDD><8 digit sequence number>).

Trn Code

This is the user defined transaction code describing the respective transaction that has been performed in system, e.g., 02300 - Loan Disbursement (Net Principal Drawdown), 02006 – Payout by NOSTRO (Disbursement) and more.

Item

This is the related credit item code of the respective transaction that has been performed in system, e.g., PRCF – Net Principal Drawdown, DISB - Disbursement and more.

Amount

This is the transacted amount (in the transaction currency) performed in system. This is a data display column.

Balance

This is the running balance (in base currency) after each transaction has been performed on the credit facility account.

Description

Ccy

This is the transaction currency used.

Trn Mode

This is the mode of the transaction, e.g., CHQ, JNL and NST.

Trn Type

This is the transaction category, e.g., COLL.

Reference No

This is the reference number that is applicable in the respective transaction performed on the account, e.g., cheque no..

Trn Time

This is the date and time the transaction was performed.

Trn Branch

This is the code of the branch that transaction was performed.

Supplier Cd.

This is the abbreviation code associated with the respective supplier to be paid in the respective transaction performed.

Maker

This is the User ID of the user who has created or initiated the transaction.

SPVR1

This is the User ID of the user who is the 1st supervisor to the 'Maker' that has been assigned to perform override for the transaction to go through.

SPVR2

This is the User ID of the user who is the 2nd supervisor to the 'Maker' that has been assigned to perform override for the transaction to go through.

Rcpt. No

This is the receipt number of the transaction.

Act.Date

This refers to the actual date that the transaction was performed.

Note: The value of this column maybe different from the value at the 'Date' column, if the transaction has been back-dated.

Source

This is the indicator of the repayment priority order scheme source, e.g., STD means taking from the standard payment source via the product parameter, REPAYM0020.

Trn Key

This is the system generated reference number of the respective transaction performed in system.

Note: There will be one transaction key for every master receipt key or allocation master key.

Ex.Rate

This refers to the currency exchange rate that has been used in a transaction record.

Dr.GL Code

This refers to the general ledger (GL) account number that has been used to debit the transaction item amount in the transaction performed or created in system.

Cr.GL Code

This refers to the general ledger (GL) account number that has been used to credit the transaction amount in the transaction performed or created in system.

Sum Type

This is the internal system reference code, e.g., DRO - Debit Other Items, SY - System Items, DR - Debit Items, CR - Credit Items, EXP - Expenses Items and PP - Prepayment Items.

Inc In Bal

No.

This is the running number of the respective repayment record.

Due Date

This is the scheduled repayment date.

Repay Item

This is the credit facility item that is due for repayment, e.g., IST - instalment.

Amount Due

This is the repayable amount (in account currency).

Amount Paid

This is the repayment amount made.

Amount O/S

This is the credit facility item’s outstanding amount (in account currency) in the credit facility account.

Principal Due

This is the total principal outstanding amount (in account currency) due for repayment in the credit facility account.

Principal Paid

This is the total collected principal amount (in account currency) in the credit facility account.

Interest Due

This is the total interest outstanding amount (in account currency) due for repayment in the credit facility account.

Interest Paid

This is the total collected interest amount (in account currency) in the credit facility account.

Last Paid

This is the date of the recent repayment that has been made into the credit facility account.

Day Past Due

This is the number of days the credit facility has become overdue.

Category

Type

Freq/From/To

This refers to the repayment schedule’s frequency, (e.g., 1 - monthly, 3 - quarterly), the starting period and ending period, (e.g.,1 - 60).

Installment Amount

This is the periodic repayment amount of the credit facility.

Note: This is for accounts that follows the ‘Instalment’ repayment type.

Due Day

This is the repayment due day for each period’s repayment, e.g., 1 means 1st day of each calendar month.

Note: The possible values that can be displayed in this column is dependent on the account’s due date pattern. Due date pattern can be created using the 'Due Date Pattern' function. Each credit facility product can be tagged with the relevant due date pattern scheme code.

Principal

This is the principal portion amount of an installment to be repaid into the credit facility account that follows the ‘K – Equal Principal’ repayment type.

Ccy

This is the currency of the credit facility’s late charges imposed arising from late repayment.

Charge Type

This is the category of the late charge charged on the credit facility account, e.g., LC - Late Charges/ Compensation.

Method

This is the applicable late charge method, e.g., F - Fixed Rate, P - Prevailing Rate, A - Fixed Amount and D - Other Rate.

Charge On

Grace Day

This refers to the number of days after which late charges, or penalty will be imposed.

Margin/Rate/Amount

Charge/Waive

This is an indicator whether late charges is to be charged or waived.

Min.Amount

This refers to the minimum amount to charge as the late charge.

Other Rate Detail

Scheme

This refers to the unique code of the late charge scheme that is used.

Create Date

This refers to the date the late charge scheme was created.

Created By

This refers to the User ID of the user who has created the late charge scheme.

Effective Date

This is the date that an interest, or profit rate record will be applicable to the credit facility.

Total Rate

This is the total interest rate taking into consideration the value from the 'Rate Code' column and 'Margin Rate' column.

Rate Code

This refers to the interest or profit rate code used.

Base Rate

This refers to the base rate value associated with the rate code displayed at the 'Rate Code' column, e.g., 6.80.

Margin Rate

This refers to the existing marginal rate above or below the base rate.

Charge Type

This refers to the category of an interest rate charge that is used, e.g., INT - Interest Rate.

Margin Type

Change Rep/Prd

This is an indicator whether there is a change in 'Rep - Repayment Amount' or 'Prd - Repayment Period' or 'No Change'.

Change From

Ceiling Rate

Floor Rate

Type

This indicates the category of prepayment, e.g., Partial Redemption, or Full Redemption.

Scheme

This refers to the applied prepayment penalty scheme code and description.

Ccy

This is the currency applied on the prepayment penalty scheme code.

Lock In Period (Month)

This is the credit facility bonding period of which penalty will be imposed if the facility is been settled within the period (defined as 'month').

Rebate Percent

This is the applicable rebate in percentage value during early settlement. The applicable percentage value to be rebated is depended on the policy of respective financial institutions or banks.

Remarks

This is the further description relating to a prepayment and prepayment penalty scheme.

Type

This is the category of impaired items that is being tracked in the respective credit facility account, e.g., ECL - Expected Credit Loss, and SUSP - Interest In-Suspense.

Item Code

This is the abbreviation code of the respective impaired credit item being tracked, e.g., ECL_CAP, and INT.

B/F Amount

This refers to the expected credit losses (also known as provision on all outstanding amount, except for the interest in suspense amount) balance brought forward from last year (in drawdown currency) of the selected credit facility account.

YTD-Provision

This is the provision for unrecoverable credit facility outstanding amount (in drawdown currency) for the year-to-date (YTD) period of the account.

Note: YTD refers to the period starting from 1st January of the current year up until today’s date.

YTD-Writeback

This refers to the amount of credit facility outstanding (in drawdown currency) that has been repaid by borrower, thus has been written back for the year-to date (YTD) period of the account.

YTD-Uncollected

This refers to the uncollected repayment amount (in account currency) for the year-to date period.

YTD-Writeoff

This refers to the amount of credit facility outstanding (in drawdown currency) that has been written off for the year-to date (YTD) period of the account.

Note: YTD refers to the period starting from 1st January of the current year up until today’s date.

Balance

This refers to the net amount of the provision on all outstanding amount, except for the interest in suspense amount (in drawdown currency) of the selected credit facility account.

Action Date

This is the date that a follow-up action has been taken place on the credit facility account.

Note: Follow-up action can be created in this enquiry function by clicking once on the button at the 'Follow-Up' sub-section.

Action

This is the code and description of the follow-up action that has been taken place on the credit facility account.

Remarks

This is the additional description of the follow-up action that has been taken place on the credit facility account.

Created By

This is the User ID of the user who has created the follow-up action.

Create Date

This is the date the follow-up action has been created.

Follow-up By

This is the name of the bank officer who has performed the related follow-up action.

Create On

This is the date that a memo has been created.

Function

This is the specific function name that will be prompted with a particular memo provided that the validation for the account number inputted at the function screen matched account number specified for the memo.

Create By

This is the User ID of the user who has created the message.

Message

This is the message that has been conveyed in the respective memo.

Field Code

This is the abbreviation code of the impacted column’s data change, involved, e.g., DEFER DETAIL.

New Value

This is the latest data value displayed in the related column, e.g., 01-MAR-2024.

Old Value

This is the previous data value displayed in the related column, e.g., 01-FEB-2024.

Application No.

This is the unique reference number of a credit application.

Appl.Receive Date

This is the date that a credit application has been submitted for processing.

Approved Date

This is the date a credit application has been approved.

Approved By

This is the User ID of the user who has approved the credit application.

LOF Date

This is the date the approved credit application’s facilities are offered to customer or borrower in letter.

Accept Date

This is the date that the customer has accepted the facilities offered in the approved credit application.

Marketing Officer

This is the User ID of the marketing officer who is in charged of this credit application.

Salesman

This is the User ID of the salesman who is in charged of this credit application.

Old Account No.

This is the credit facility account’s previous reference number.

Agreement Date

This is the date of the related credit facility agreement.

Agreement No.

This is the reference number of the related credit facility agreement.

LOS No.

This refers to the other reference number of the credit application.

Stamp Duty

This is the amount (in base currency) of document tax imposed.

Original Approved Amount

This is the original total approved credit facility amount in the credit application.

Original Tenor

This is the original approved credit facility period.

Original Approved Amount

This is the original total approved credit facility amount in the credit application.

Original Tenor

This is the original approved credit facility period.

Source

This is the abbreviation code that indicates the source of the document been attached and uploaded for the credit facility.

File Name

This is the name of the document file attached.

Remarks

This refers to the further description relating to the document attached.

Create By

This is the User ID of the user who has attached and uploaded the document.

Create On

This is the date the document has been attached and uploaded.

View

This is the link to be clicked once in order to view the attached document’s details.

ID No

This refers to the unique identification number of a customer that has been defined as a guarantor for a credit facility account.

Name

This refers to guarantor’s name associated with the value at the 'ID Number' column.

Relationship

This is the connection of the respective guarantor to the account holder of the credit facility contained in the related credit application.

Created On

This is the date that the guarantor' record was created.

Create By

This is the User ID of the user who has created the guarantor’s record.

View

This is the button to click once in order to view further related guarantor details via the 'Guarantor Details' pop-up window.

ID No.

This refers to the guarantor’s unique identification number of an individual (as in a person).

Name

This refers to guarantor’s name associated with the value at the 'ID Number' column that is inputted by user.

Facility Type

Security Code

This refers to the identification number of the related collateral, that has been created in system.

Guarantee Method

Nature Of Guarantee

Guarantee Amount

This refers to the absolute amount of a guarantee extended to a bank or financial institution for a credit facility.

Note: This column will only be applicable if the guarantee method is 'A - Absolute'.

Guarantee Percent

This refers to the percentage amount of a type of guarantee extended to a bank or financial institution for a credit facility.

Note: This column will only be applicable if the guarantee method is 'P - Percentage'.

Instrument of Claim

This refers to the type of document, or instrument of which a guarantee can be used to claim in the case when customer defaults, e.g., Bank Guarantee Letter, Personal Guarantee Letter and Joint & Several Guarantee Letter.

Signed Date

This refers to the date on which a guarantee document has been signed by the guarantors in agreement to act as a guarantor for the credit facility, or facilities in a credit application.

Guarantee Letter No.

This refers to the official reference number associated with a letter of guarantee.

Guarantee Type

This refers to the category of a guarantee, e.g., Personal, Corporate and Joint & Several.

Relationship

This refers to the connection of a guarantor to the account holder of the credit facility contained in the related credit application.

Guarantee Custody

Col. Type

Ref. No

This is a system generated unique reference number of a particular collateral, which is pre-fixed with an internal collateral type code, e.g., R000351.

Ccy

This refers to the currency that is applicable to the collateral’s security value.

Security Value

This is the worth of the collateral, which is usually mentioned as the open market value at the property valuation report.

Acct. Security Value

This is the worth of the collateral, that is securing the credit facility account.

View

This is the button to be clicked once in order to be diverted to the 'Collateral Maintenance' function’s screen, in order to view further details.

Realisable Value

This is the actual value held by the collateral or the estimated rental value or forced sale value of a collateral, which is usually the marked down or discounted value at the property valuation report.

Account Realisable Value

This is the portion of the actual value held by the collateral or the estimated rental value or forced sale value of a collateral, which is usually the marked down or discounted value at the property valuation report, that is securing the credit facility account.

Share Count

This is the number of credit facility accounts that is been secured by the collateral.