Credit Scoring Scheme Maintenance Function - Create Scenarios

Scenario 1: Create Credit Scoring Scheme Using an Existing Scheme

Details

Step 1

From the Tree Menu, search for the Credit Scoring Scheme Maintenance function, and then click once on it.

Step 2

By default, system will display the screen with existing credit scoring schemes, if any.

Step 3

Click once on the CreateNewRecord button.

Step 4

System will prompt a message for confirmation whether to proceed to create credit scoring scheme by modifying an existing scheme or create new scheme.

Step 5

Proceed to click once on the 'Existing Scheme' button, where system will display the 'Select a Scheme Code' pop-up window.

Step 6

Mouse over a relevant existing credit scoring scheme code at the 'Select a Scheme Code' pop-up window, and then double-click on it.

Step 7

System will open up at the 'Credit Scoring Scheme Details' panel with the existing main settings (including credit scoring items and weights and guideline on scored and decision of different effective dates). In addition, system also will display a 'Draft' status credit scoring scheme record at the 'Scoring Scheme' sub-panel.

Step 8

System will automatically select the credit scoring scheme in the 'Draft' status at the 'Scoring Scheme' sub-panel.

Step 9

Proceed to input related details at the 'Main' and 'Guideline' sections.

Note: Click once on the 'Copy From' button, to select the relevant existing credit scoring scheme code, to copy all the credit scoring items and weights, and related guidelines for modification and use in the new credit scoring scheme (if applicable).

Step 10

Proceed to input values at the 'Main' section, as follows:-

  • Click once on the Add button, located at the 'Credit Scoring Scheme Scoring Item' sub-section.

  • Proceed to input values at the 'Scoring Item and Weight Details' pop-up window, as follows, and then click once on the OK button.

    • Mouse over a field and press on the 'Enter' key on the keyboard, and then mouse over a record at the list of values, displayed, and double-click to select it.

    • Mouse over a field and then overwrite the existing value (if applicable).

    • Click once on the Add button, located at the 'Scoring Item and Weight Details' pop-up window, where system will display the 'Credit Scoring Item Weight' pop-up window.

    • Proceed to input values at the 'Credit Scoring Item Weight' pop-up window, and then click once on the OK button.

      • Mouse over a field and then key in or overwrite the existing value (if applicable).

      • Mouse over the ExpandedPrompt button, and then mouse over another value and click once on it.

Step 11

Proceed to input values at the 'Guideline' section, as follows:-

  • Click once on the Add button, located at the 'Credit Scoring Scheme Guide' sub-section.

  • Proceed to input value into the relevant fields at the 'Credit Scoring Scheme Guide' pop-up window, as follows, and then click once on the Save button:-

    • Mouse over the relevant field and key in the related value.

    • Mouse over a radio button option and then click once on it, to select.

Step 12

Lastly, click once on the Save button to save all data inputted or updated. System will proceed to capture and save data inputted, or updated for the credit scoring scheme into the system database.

Note:

  • Click once on the Submit button, to save and forward the credit scoring scheme for approval.

  • Click once on the Cancel button, to discard all changes made.

Scenario 2: Create New Credit Scoring Scheme

Details

Step 1

From the Tree Menu, search for the Credit Scoring Scheme Maintenance function, and then click once on it.

Step 2

By default, system will display the screen with existing credit scoring schemes, if any.

Step 3

Click once on the CreateNewRecord button.

Step 4

System will prompt a message for confirmation whether to proceed to create credit scoring scheme by modifying an existing scheme or create new scheme.

Step 5

Proceed to click once on the 'New Scheme' button, where system will open up at the 'Credit Scoring Scheme Details' panel.

Step 6

Proceed to input values at the Credit Scoring Scheme Details panel, as follows, and then click once on the Load button:-

  • Mouse over the relevant field and key in the related value.

  • Mouse over a radio button option and then click once on it, to select.

Step 7

System will display a 'Draft' status credit scoring scheme record at the 'Scoring Scheme' sub-panel.

Step 8

System will display the related 'Main' and 'Guideline' sections without any data.

Step 9

Proceed to input values at the 'Main' section, as follows:-

  • Click once on the Add button, located at the 'Credit Scoring Scheme Scoring Item' sub-section.

  • Proceed to input values at the 'Scoring Item and Weight Details' pop-up window, as follows, and then click once on the OK button.

    • Mouse over a field and press on the 'Enter' key on the keyboard, and then mouse over a record at the list of values, displayed, and double-click to select it.

    • Mouse over a field and then overwrite the existing value (if applicable).

    • Click once on the Add button, located at the 'Scoring Item and Weight Details' pop-up window, where system will display the 'Credit Scoring Item Weight' pop-up window.

    • Proceed to input values at the 'Credit Scoring Item Weight' pop-up window, and then click once on the OK button.

      • Mouse over a field and then key in or overwrite the existing value (if applicable).

      • Mouse over the ExpandedPrompt button, and then mouse over another value and click once on it.

Note: Alternatively, click once on the 'Copy Items' button earlier, to select the relevant existing credit scoring scheme code, to copy all the credit scoring items and weights, and related guidelines for modification and use in the new credit scoring scheme (if applicable).

Step 10

Proceed to input values at the 'Guideline' section, as follows:-

  • Click once on the Add button, located at the 'Credit Scoring Scheme Guide' sub-section.

  • Proceed to input value into the relevant fields at the 'Credit Scoring Scheme Guide' pop-up window, as follows, and then click once on the Save button:-

    • Mouse over the relevant field and key in the related value.

    • Mouse over a radio button option and then click once on it, to select.

Note: Alternatively, click once on the 'Copy Items' button earlier, to select the relevant existing credit scoring scheme code, to copy all the credit scoring items and weights, and related guidelines for modification and use in the new credit scoring scheme (if applicable).

Step 11

Lastly, click once on the Save button to save all data inputted or updated. System will proceed to capture and save data inputted, or updated for the credit scoring scheme into the system database.

Note:

  • Click once on the Submit button, to save and forward the credit scoring scheme for approval.

  • Click once on the Cancel button, to discard all changes made.

  • Click once on the Rework button, to return the selected credit scoring scheme to the initiation stage for rework or amendments.