Please Enter Search Value

This is the value to be used to search for credit applications. This is a search criteria data input field.

Note: If the value inputted into this field is relating to Collateral Key or Reference No. or Prefer Collateral ID or Account No. or Customer Name, user can click the related criterion button, accordingly.

Collateral Key

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Reference No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Prefer Collateral ID

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Account No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Customer Name

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Please Enter Search Value

This is the value to be used to search for collateral records. This is a search criteria data input field.

Note: If the value inputted into this field is relating to Collateral Reference No. or Prefer Collateral ID or Account No. or Customer Name, user can click the related criterion button, accordingly.

Collateral Key

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Reference No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Prefer Collateral ID

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Account No.

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Customer Name

This is the search criteria button to be clicked once, in order for system to search and retrieve the relevant collateral records.

Note: Click on this button if the value inputted at the 'Please Enter Search Value' search criteria field is related to existing collateral records.

Collateral Key

This is the unique internal system generated reference number of a particular collateral, which disregards the collateral type, e.g., 563.

Reference No.

This is a system generated unique reference number of a particular collateral, which is pre-fixed with a collateral type code at the first and second digit, e.g., 01351 or 02351.

Account No.

This is the system generated unique reference number of a credit facility account that is related to a particular collateral.

Collateral Type

Customer Name

This is the name of a customer in the system that is related to a particular collateral.

Preferred Search Key

This refers to the user-defined search key for a collateral. For example, in a bank, it could be standard practice that all collaterals inputted in the system is to be traced to the related Customer ID. Therefore, during creation of the collateral, user will set up the value of the 'Preferred Search Key' = Customer ID for easy traceability.

Collateral Key/Ref

This is the unique internal system generated reference number of a particular collateral, which disregards the collateral type, e.g., 563.

Type

This is the category of the collateral, that is applicable to user and has been pre-mapped to system’s collateral category.

Description

This is the description of a collateral e.g., a unit of light industrial factory known as Lot 108, at Batu Tiga Light Industrial Park.

Secured

This is the system generated unique reference number of a credit facility account that is related to a particular collateral.

Home Branch

This is the originating branch where the collateral is created.

Note: The value of this field is defaulted to the logon user’s branch.

Ccy

This refers to the currency that is applicable to the collateral’s security value.

Security Value

This refers to the value that has been used to secure the selected credit facility account.

Total Exposure

This refers to the total exposure of the collateral that is being pledged as collateral.

Over Exposed Amount

This refers to the amount exceeding the collateral value.

Realisable Value

This is the actual value held by the collateral or the estimated rental value or forced sale value of a collateral, which is usually the marked down or discounted value at the property valuation report.

Remarks

This is the comments or notes relating to the collateral.

Account No

Customer Name

This refers to the name of a customer in system that is related to the financing facility.

Product Line

This refers to the unique code of respective loan module.

Ccy

This refers to the currency that is applicable to the collateral’s security value.

Current Limit

This refers to current limit of the financing facility.

Principal Balance

This refers to the total of principal outstanding amount (in account currency) of the selected credit facility account.

Secured Value

This refers to the value that has been used to secure the selected credit facility account.

Realisable Value

This refers to the market value if the asset has been disposed off.

Type

This refers to the type of insurance, e.g., fire insurance, property insurance or life insurance.

Insurer Code

This refers to the code associated to respective collateral insurer.

Cover Type

This refers to the type of insurance coverage, e.g., comprehensive or 3rd party, provided in an insurance policy.

Cover Note Expiry Date

This refers to the date after which an insurance cover note is no longer in effect.

Cover Note

This refers to the unique reference number of the cover note relating to an insurance policy. Cover note is an interim document which states the basic details of an insurance proposal that has yet to be approved and issued with a legal binding insurance policy.

Insured Amount

This refers to the collateral amount that has been insured.

Policy No

This refers to the unique reference number of an insurance policy.

Premium Amount

This refers to the amount charged per annum by an insurance company for providing insurance coverage as mentioned in an insurance policy.

Effective Date

This refers to the date on which an insurance policy starts to take effect.

Expiry Date

This refers to the date after which an insurance policy is no longer in effect.

Road Tax Expiry Date

A vehicle road tax is valid for one year and needs to be renewed yearly. The road tax expiry date refers to the date after which an insurance cover note is no longer in effect.

Insurance Paid By

This refers to the name of the person who has paid the insurance premium of an insurance policy.

Remarks

This refers to additional comments relating to an insurance.

Rent Insured %

This refers to the insured amount in percentage of the expected rental sum to be received in renting out a collateral which is of property type.

Rent Sum Assured

This refers to the insured amount of the expected rental sum to be received in renting out a collateral which is of property type.

Stamp Duty

This refers to the document tax imposed on an insurance policy.

Service Tax

This refers to the service tax imposed and paid for an insurance policy.

Cancellation Date

This refers to the date on which an insurance policy has been cancelled.

Refund Amount

This refers to the amount that has been refunded for an insurance policy when an insurance policy has been cancelled.

Ccy

This refers to the currency that is applicable to the collateral’s security value.

Security Value

This refers to the value that has been used to secure the selected credit facility account.

Realisable Value

This is the actual value held by the collateral or the estimated rental value or forced sale value of a collateral, which is usually the marked down or discounted value at the property valuation report.

Override Real Value/ ERV

This is the maximum value that can be adjusted later, at the 'Realisation Value' field during the collateral security value update.

Valuation Type

Valuation Date

This refers to the date on which a valuation has been performed for a collateral.

ID No

This is the identity number of the respective customer who possibly owns certain collateral items.

Customer Name

This is the name of the respective customer that is associated with a Customer ID.

Remarks

This is the comments or notes relating to the ownership of a collateral item.

File Name

This refers to the name including path of a file which user wishes to upload as image to a collateral.

Description

This refers to the remarks or additional details for more informative purpose relating to a particular document to be attached to a particular collateral.

Create On

This refers to the date the respective file is being uploaded.

Create By

This refers to the person who uploaded the respective records.

Document Type

This refers to the type of document to be uploaded, e.g., Word, Excel, PDF etc.

Document Ref No

This refers to the document’s reference number with reference to a particular collateral.

File Name

This refers to the name including path of a file which user wishes to upload as image to a collateral.

Description

This refers to the remarks or additional details for more informative purpose relating to a particular document to be attached to a particular collateral.

Expiry Date

This refers to the end of validity period of the document (if applicable).

Type

This is the category of the collateral, that is applicable to user and has been pre-mapped to system’s collateral category.

Account No.

This is the system generated unique reference number of a credit facility account that is related to a particular collateral.

Customer Name

This refers to the name of a customer in system that is related to a particular collateral.

Status During Detach/Discharge

This is the status of the credit facility account, e.g., A - Active during the detach or discharge of the collateral.

Product

This is the code of the respective product contained in a credit facility and can be secured with a collateral.

Detach/Discharge Date

This refers to the date when the collateral is attached or discharged from the credit facility.

Perform By

This refers to the person who performed the attached or discharged of the collateral.

Remarks

This is the comments or notes relating to the reactivation of the collateral item.

Perform By

This refers to the person who performed the reactivation of the collateral.

Date & Time

This refers to the date and time when the reactivation was performed.