Expired Account Enquiry Function - Fields Description
At this function, user will come across various fields or columns that needs to be maintained with relevant data.
The descriptions of the respective field or column, are as follows:-
| Expired Accounts (Panel) | |
|---|---|
<Expired Accounts Search Criteria> (Sub-Panel) |
|
From Branch |
This is the starting branch code of a range of branch codes to search for the relevant expired or expiring accounts. |
To Branch |
This is the ending branch code of a range of branch codes to search for the relevant expired or expiring accounts. |
Expire From |
This is the starting date of a range of account expiry dates to search for the relevant expired or expiring accounts. |
Expire To |
This is the ending date of a range of account expiry dates to search for the relevant expired or expiring accounts. |
<Summary of Search Results> (Sub-Panel) |
|
No.of Account |
This is the total number of accounts found based on the selected range of branch codes. Note: This field will be displayed after system have successfully retrieved the search results. |
No.of Expired Account |
This is the total number of expired accounts based on the selected range of branch codes and range of expired dates. Note: This field will be displayed after system have successfully retrieved the search results. |
% Expired |
This is the total number of expired accounts (in percentage) based on the selected range of expired account dates and range of branch codes, over the total number of accounts found. Note: This field will be displayed after system have successfully retrieved the search results. |
Total Gross Balance |
This is the total credit facility accounts' gross outstanding amount (in base currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor) of the selected credit facility accounts found, based on the selected range of branch codes and range of expired account dates. Note: This field will be displayed after system have successfully retrieved the search results. |
Total Gross Balance Expired |
This is the total expired credit facility accounts' gross outstanding amount (in base currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor) of the selected credit facility accounts found, based on the selected range of branch codes and range of expired account dates. Note: This field will be displayed after system have successfully retrieved the search results. |
% of Balance Expired |
This is the total expired credit facility accounts' gross balance over the total credit facility accounts' gross balance found, based on the selected range of branch codes and range of account expired dates. Note: This field will be displayed after system have successfully retrieved the search results. |
|
| <By Branch and Product>(Sub-panel) | |
|---|---|
Branch |
This is the code of the respective branch created in system of which the respective credit facility account has parked for service. |
Product |
This is code and name of a product of certain credit facility accounts found, based on the selected range of branch codes and range of credit facility expired dates. |
No.of Account |
This is the total number of accounts found based on the selected range of branch codes, segregated by the branch codes, and product codes. |
No.of Expired Account |
This is the total number of expired accounts based on the selected range of branch codes and range of expired dates, segregated by the branch codes, and product codes. |
% of Expired Acct |
This is the total number of expired accounts (in percentage) based on the selected range of expired account dates and range of branch codes, over the total number of accounts found, segregated by the branch codes, and product codes. |
Gross Balance |
This is the total credit facility accounts' gross outstanding amount (in base currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor) of the selected credit facility accounts found, based on the selected range of branch codes and range of expired account dates, segregated by the branch codes, and product codes.. |
Gross Balance(Expired) |
This is the total expired credit facility accounts' gross outstanding amount (in base currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the related credit facility debtor) of the credit facility accounts found, based on the selected range of branch codes and range of expired account dates segregated by the branch codes, and product codes.. |
% of Gross Balance |
This refers to the total gross outstanding balance amount (in base currency) in percentage for the accounts that have expired or are expiring on a certain expiry date in the respective branch over the the total Gross Balance. |
|
| Expired Account Details (Panel) | |
|---|---|
Account List (Panel) |
|
Branch |
This is the code and name of the respective branch created in system where credit facility accounts are parked for service. |
Account List (Sub-Panel) |
|
Expiry Date |
Credit account expiry date is the last date that the respective borrower can still enjoy the credit facility in his or her credit account. |
Account No. |
This is the unique reference number of the respective credit facility account in system. |
Name |
This is the customer name of the main account holder in the credit facility account. |
Product |
This is code and name of credit facility product in the respective account. |
Ccy |
This is the product currency code, e.g., MYR. |
Gross Balance |
This is the credit facility account' gross outstanding amount (in base currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor). |
Gross Balance(Base) |
This is the expired credit facility account' gross outstanding amount (in base currency), e.g., total of interest and principal balance amount including all other charges, deductible items' amount and penalty interest on late payment (that must be accounted as the credit facility debtor). |
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