Synergi User Manual

Loan Release Function - Fields Description

At this function, user will come across various fields or columns that needs to be maintained with relevant data.

The descriptions of the respective field or column, are as follows:-

Account Information (Panel)
Please Enter Search Value	This is the value to be used to search for the related account record. Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.
Account No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.
Name	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.
ID No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

Account Information (Panel)

Please Enter Search Value

This is the value to be used to search for the related account record.

Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.

Account No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.

Name

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.

ID No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

This panel will pop upon the function screen opened.
The purpose of this panel is for user to search for the relevant credit facility account record.

Accounts Search (Pop-Up Window)
Please Enter Search Value	This is the value to be used to search for the related account record. Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.
Account No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.
Name	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.
ID No.	This is the button to be clicked once, to search and retrieve the relevant account records. Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.
<Accounts Listing> (Sub-Panel)
Account No.(Status)	This is the system generated unique reference number of the respective credit facility account and the related status of the account, e.g A - Active.
Name	This is the customer name of the main holder of the account.
ID No.	This is the unique identification number of an individual (as in a person).
Reln	This is the code and description of the customer-account relationship. The options that can be displayed, are as follows:- M - Main Holder G - Guarantor
Product Description.	This is the credit facility’s code and name of the product contained in the account.

Accounts Search (Pop-Up Window)

Please Enter Search Value

This is the value to be used to search for the related account record.

Note: If the value inputted into this field is relating to Account No., Name, or ID No., click once on the related Account No., or Name, or ID No button, accordingly.

Account No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing account number.

Name

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing customer names.

ID No.

This is the button to be clicked once, to search and retrieve the relevant account records.

Note: Click once on this button if the value inputted at the 'Please Enter Search Value' field is relating to existing Customer IDs.

<Accounts Listing> (Sub-Panel)

Account No.(Status)

This is the system generated unique reference number of the respective credit facility account and the related status of the account, e.g A - Active.

Name

This is the customer name of the main holder of the account.

ID No.

This is the unique identification number of an individual (as in a person).

Reln

This is the code and description of the customer-account relationship.

The options that can be displayed, are as follows:-

M - Main Holder
G - Guarantor

Product Description.

This is the credit facility’s code and name of the product contained in the account.

This window will pop up, after user has clicked once on one of the available search criterion buttons, located at the <Account Information> panel, when there are more than one record found.
The purpose of this window is for user to select a relevant account record found.

Account Information (Panel)
Customer Name/ Customer ID.	This is the main holder’s customer name, and the related Customer ID number.
Account No.	This is a system generated credit facility account number.
Product	This is the currency code and product code with the related brief product description of the credit facility account.
Account Info	This is the brief details of the account, of which presently it is the status of the credit facility account, e.g., A - Active.
First Release On	This is the date that first disbursement of the credit facility has been performed on the account.
Tenor	This is the credit financing term of the credit facility, e.g., 108 By Month.
Expiry Date	This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

Account Information (Panel)

Customer Name/ Customer ID.

This is the main holder’s customer name, and the related Customer ID number.

Account No.

This is a system generated credit facility account number.

Product

This is the currency code and product code with the related brief product description of the credit facility account.

Account Info

This is the brief details of the account, of which presently it is the status of the credit facility account, e.g., A - Active.

First Release On

This is the date that first disbursement of the credit facility has been performed on the account.

Tenor

This is the credit financing term of the credit facility, e.g., 108 By Month.

Expiry Date

This is the last date of the facility, and rightfully the last date that full repayment of the facility is to be made.

This panel will be displayed, after user has clicked twice on an account record at the Accounts Search pop-up window.
The purpose of this panel is for user to view the details of the selected Account record.

<Main Details> (Sub-Panel)
Facility Limit	This is the credit facility limit (in account currency) that has been approved by the financier and accepted by the customer (borrower).
Available Amt.	This is the available credit facility limit (in account currency) to be released for use.
Remarks	This is additional comments of justification for the credit facility disbursement.
Net Disbursement Amount	This is the final facility amount (in account currency) that can be disbursed after deducted certain fees and tax amount.
Fees & Other Items (Sub-panel)
Item Code	This is the code associated with the respective credit charge or fee, or other advance item.
Item Ccy	This is the currency of the credit charge or fee, or other advance item.
Charge Amt.	This is charge or fee, or other advance item amount (in item currency) charged on the credit facility’s disbursement transaction.
Tax Amount	This is the amount imposed as tax on the charge or fee, or other advance item that are charged to the credit facility account.
Amount Excl. Tax	This is the net amount of charge or fee, or other advance item charged to the credit facility account after tax.
Deduct Flag	This is an indicator that a credit item is to be deducted from the proceed of the credit facility’s disbursement transaction. The options, are as follows:- Y (item amount is to be deducted from transaction proceed) N (item amount is not to be deducted from transaction proceed)
Payout Items (Sub-panel)
Item Code	This is the code associated with the respective credit facility related item (e.g., the PRC - Principal Payment' item) can be paid out in the transaction.
Item Ccy	This is the currency of the respective credit facility related item, that can be paid out in the transaction.
Ori. Amt.	This is the original credit facility item amount (in account currency) that will be paid out in the transaction.
Deduct Fee Amt.	This is the fee amount (in account currency) that is to be deducted from the transaction amount.
Tax Amt.	This is the amount imposed as tax on the balance payout amount (in the account currency) in the transaction.
Net Disb. Amt.	This is the net balance payout amount (in the account currency) in the transaction after deduction of charge or fee, or other advance item and tax, if any.
Payment Details (Sub-panel)
Item Code	This is the code associated with the respective credit facility related item (e.g., the PRC - Principal Payment' item), that can be paid out in the transaction.
Pay To	This is the party to be made with the transaction payout. The available options, are as follows:- Borrower Others
Payee	This is the name of the person or company to be made with the transaction payout.
Trn Mode	This is the mode of the transaction. The available options, are as follows:- Cheque Journal GL Telegraphic Transfer Note: The possible transaction modes that can be displayed are determined by the transaction modes made available during the system implementation stage.
Item Amount	This is the amount of the credit facility related item to be paid out.
Remarks	This the comment or justification to be made relating to the transaction.
GL Code	This is the journal GL account number used for the transaction payout made via journal. Note: This is only applicable for Journal Transaction Mode.
Account No.	This is the NOSTRO Bank Account number to be remitted with the transaction payout amount. Note: This is only applicable for Telegraphic Transfer Transaction Mode.
Delete	This is the button to be clicked once to discard the draft disbursement request created.
Decision	This is the button to be clicked once to input approval decision to the respective assign disbursement request.

<Main Details> (Sub-Panel)

Facility Limit

This is the credit facility limit (in account currency) that has been approved by the financier and accepted by the customer (borrower).

Available Amt.

This is the available credit facility limit (in account currency) to be released for use.

Remarks

This is additional comments of justification for the credit facility disbursement.

Net Disbursement Amount

This is the final facility amount (in account currency) that can be disbursed after deducted certain fees and tax amount.

Fees & Other Items (Sub-panel)

Item Code

This is the code associated with the respective credit charge or fee, or other advance item.

Item Ccy

This is the currency of the credit charge or fee, or other advance item.

Charge Amt.

This is charge or fee, or other advance item amount (in item currency) charged on the credit facility’s disbursement transaction.

Tax Amount

This is the amount imposed as tax on the charge or fee, or other advance item that are charged to the credit facility account.

Amount Excl. Tax

This is the net amount of charge or fee, or other advance item charged to the credit facility account after tax.

Deduct Flag

This is an indicator that a credit item is to be deducted from the proceed of the credit facility’s disbursement transaction.

The options, are as follows:-

Y (item amount is to be deducted from transaction proceed)
N (item amount is not to be deducted from transaction proceed)

Payout Items (Sub-panel)

Item Code

This is the code associated with the respective credit facility related item (e.g., the PRC - Principal Payment' item) can be paid out in the transaction.

Item Ccy

This is the currency of the respective credit facility related item, that can be paid out in the transaction.

Ori. Amt.

This is the original credit facility item amount (in account currency) that will be paid out in the transaction.

Deduct Fee Amt.

This is the fee amount (in account currency) that is to be deducted from the transaction amount.

Tax Amt.

This is the amount imposed as tax on the balance payout amount (in the account currency) in the transaction.

Net Disb. Amt.

This is the net balance payout amount (in the account currency) in the transaction after deduction of charge or fee, or other advance item and tax, if any.

Payment Details (Sub-panel)

Item Code

This is the code associated with the respective credit facility related item (e.g., the PRC - Principal Payment' item), that can be paid out in the transaction.

Pay To

This is the party to be made with the transaction payout.

The available options, are as follows:-

Borrower
Others

Payee

This is the name of the person or company to be made with the transaction payout.

Trn Mode

This is the mode of the transaction.

The available options, are as follows:-

Cheque
Journal GL
Telegraphic Transfer

Note: The possible transaction modes that can be displayed are determined by the transaction modes made available during the system implementation stage.

Item Amount

This is the amount of the credit facility related item to be paid out.

Remarks

This the comment or justification to be made relating to the transaction.

GL Code

This is the journal GL account number used for the transaction payout made via journal.

Note: This is only applicable for Journal Transaction Mode.

Account No.

This is the NOSTRO Bank Account number to be remitted with the transaction payout amount.

Note: This is only applicable for Telegraphic Transfer Transaction Mode.

Delete

This is the button to be clicked once to discard the draft disbursement request created.

Decision

This is the button to be clicked once to input approval decision to the respective assign disbursement request.

Payout Details (Pop-Up Window)
Item Code	This is the code associated with the respective credit facility related item (e.g., the PRC - Principal Payment' item), that can be paid out in the transaction. Note: The available options that can be selected are dependent on the credit facility-related item codes made available at the particular transaction.
Pay To	This is the party to be made with the transaction payout. The available options, are as follows:- Borrower Others
Trn. Mode	This is the mode of the transaction. The available options, are as follows:- Cheque Journal GL Telegraphic Transfer Note: The transaction modes that can be selected are defined by the modes made available for transactions during the system implementation stage.
Payee	This is the name of the person or company to be made with the transaction payout.
Item Amt.	This is the amount of the credit facility related item to be paid out.
Remarks	This the comment or justification to be made relating to the transaction.
NOSTRO	This is the bank code and name of the NOSTRO Bank of the transacting bank to be remitted with the transaction payout amount.
GL Code	This is the journal GL account number used for the transaction payout made via journal. Note: This is only applicable for Journal Trn. Mode.
Ref No.	This is the reference number of the related advice issued. Note: This is only applicable for Journal Trn. Mode.
Payee ID No.	This is the identification number of the person or company to be made with the transaction payout. Note: This is only applicable for Telegraphic Transfer Trn Mode.
Payee bnk.cd	This is the code associated with the bank of the person or company to be made with the transaction payout. Note: This is only applicable for Telegraphic Transfer Trn Mode.
Account No	This is the Bank Account number to be remitted with the transaction payout amount. Note: This is only applicable for Telegraphic Transfer Trn Mode.

Payout Details (Pop-Up Window)

Item Code

This is the code associated with the respective credit facility related item (e.g., the PRC - Principal Payment' item), that can be paid out in the transaction.

Note: The available options that can be selected are dependent on the credit facility-related item codes made available at the particular transaction.

Pay To

This is the party to be made with the transaction payout.

The available options, are as follows:-

Borrower
Others

Trn. Mode

This is the mode of the transaction.

The available options, are as follows:-

Cheque
Journal GL
Telegraphic Transfer

Note: The transaction modes that can be selected are defined by the modes made available for transactions during the system implementation stage.

Payee

This is the name of the person or company to be made with the transaction payout.

Item Amt.

This is the amount of the credit facility related item to be paid out.

Remarks

This the comment or justification to be made relating to the transaction.

NOSTRO

This is the bank code and name of the NOSTRO Bank of the transacting bank to be remitted with the transaction payout amount.

GL Code

This is the journal GL account number used for the transaction payout made via journal.

Note: This is only applicable for Journal Trn. Mode.

Ref No.

This is the reference number of the related advice issued.

Note: This is only applicable for Journal Trn. Mode.

Payee ID No.

This is the identification number of the person or company to be made with the transaction payout.

Note: This is only applicable for Telegraphic Transfer Trn Mode.

Payee bnk.cd

This is the code associated with the bank of the person or company to be made with the transaction payout.

Note: This is only applicable for Telegraphic Transfer Trn Mode.

Account No

This is the Bank Account number to be remitted with the transaction payout amount.

Note: This is only applicable for Telegraphic Transfer Trn Mode.

This panel will pop up once user has clicked on the button located at 'Payment Details' sub-panel, or on the on the selected record at the 'Payment Details' sub-panel.
The purpose of this pop-up window panel is for user to update the details of disbursement payout on the account.

Proceed (Pop-Up Window)
Complete Stage?	This is to indicate whether the disbursement request has been finalised for approval. The available options, are as follows:- Yes (Disbursement Request will be sent for approval) No (Disbursement Request will not be sent for approval yet)

Proceed (Pop-Up Window)

Complete Stage?

This is to indicate whether the disbursement request has been finalised for approval.

The available options, are as follows:-

Yes (Disbursement Request will be sent for approval)
No (Disbursement Request will not be sent for approval yet)

This window will appear once user has clicked once on the button on a 'draft' disbursement request.
The purpose of this pop-window is to allow user to confirm that a disbursement request is ready for approval.

Decision (Pop-Up Window)
Decision	This is the approval decision on a credit facility’s disbursement request. The possible options that can be selected, are as follows:- Approve (Credit facility will be disbursed) Rework (Credit facility disbursement will be reverted to the draft stage for amendment) Reject (Credit facility disbursement will not be proceeded)
Remarks	This is the additional comments relating to the approval decision on a credit facility’s disbursement request.

Decision (Pop-Up Window)

Decision

This is the approval decision on a credit facility’s disbursement request.

The possible options that can be selected, are as follows:-

Approve (Credit facility will be disbursed)
Rework (Credit facility disbursement will be reverted to the draft stage for amendment)
Reject (Credit facility disbursement will not be proceeded)

Remarks

This is the additional comments relating to the approval decision on a credit facility’s disbursement request.

This window will be displayed after user has accessed the function screen from the 'Officer Workdesk' function, and clicked once on the 'Decision' button.
The purpose of this window is to allow user to select the relevant decision option during approval on a credit facility’s disbursement request.