CA No.

This is the unique reference number of each credit application created in system. This is a search data input field.

Applicant Name

This is the full name of the main-holder of the respective credit application. This is a search data input field.

Originating Branch

This is the home branch where the credit application has been created. This is a search data input field.

Application Status

CA No.

This is the unique reference number of each credit application created in system.

Applicant Name

This is the full name of the main-holder of the respective credit application.

Originating Branch

This is the home branch where the credit application has been created.

Remarks

This is the comments, or notation inputted, or latest status retrieve by system on the respective credit application.

<Applicant Name><ID No.>

This is the full name of the applicant (main-holder), and the related customer identification number.

CA No.

This is the unique reference number of each credit application created in system.

<Application Status>

This is the status of the respective credit application.

Note: The possible values that can be displayed are the same as mentioned at the 'Application Status' search criterion field, above.

Cr. Score

This is the credit score grading and credit scoring of the customer in the application, e.g., Grade: D, Score 969 .

Application

This indicates certain type of application, e.g., Normal.

AA

This is the code of the approval authority that has performed approval and date on the credit application.

Note: However, if the credit application has been automatically approved, the value that will be displayed in this field is 'AUTO_APPR'.

Contact

This is the designation name of en electronic mailbox that received and sent out messages, e.g., johnmh12@hotmail.com, or mobile telephone number for correspondence with the customer(s) in the credit application.

Address

This the correspondence postal address of the credit application.

Others

This is the additional details concerning the credit application.

<Created by <User ID> through <Branch> on 'application creation date'>

This indicates the date the application was created by a user bearing a certain User ID from an origination’s destination, e.g., Branch.

Facility No.

Product

This is the name of the applied credit facility’s product in the credit application.

Account No.

Repayment Type

This is the repayment pattern of the respective credit facility. Repayment type of each credit facility can be pre-maintained at the 'Product Maintenance' function, e.g., 'T - Installment.

Principal

This is the applied credit facility amount, or credit facility’s principal amount (in product currency) in the credit application.

Rate

This is the interest, or profit rate applied to the respective credit facility.

Interest

This is the total amount (in product currency) of interest or profit charged throughout the credit facility tenure.

Installment

This is the repayment amount (in product currency) that is payable for the credit facility on each repayment period, e.g., monthly basis.

Final Payment

This is the final period’s repayment amount (in product currency) that is payable for the credit facility.

#Guarantor

This is the total number of guarantor(s) for the respective credit facility, e.g., 2.

LO Expire On

This is the date on which a letter of offer for facility to customer will expire.

Guarantor Reference No.

This is the Customer ID of each guarantor.

Name

This is the name of the guarantor.

Relationship

This is the relationship between the guarantor and the applicant (main-holder).

Add Memo

Click once on this button to input memo contents, towards creating a memo via the 'Add Memo' pop-up window.

<Memo Contents>

Stage

This is the respective past credit processing workflow stage (including system’s background stage) that has taken place, which has impacted on the financing terms in the credit application.

Name

This is the User ID of the officer in charge of the credit application at the respective credit processing workflow stage.

Rate

This is the financing rate charged on the related credit facility in the credit application.

Applied Amount

This is the applied financing amount (in product currency) of a credit facility in the credit application.

Approved Amount

This is the approved financing amount (in product currency) of a credit facility in the credit application.

Applied/ Approved Tenure

This is the applied, or approved tenure of a credit facility in the credit application.

GEY

This is the 'Gross Effective Yield' (in percentage), applicable to the credit facility based on the facility amount, facility tenure, and the interest rate or profit rate charged. GEY does not take into account ancillary costs.

DSR

This is the Total Debt of the individual, or non-individual customer, against their income, or revenue; essentially refers to the customer’s debt commitment to income, and the lower the ratio value is better, e.g., 30.00 is better than 60.00.

Installment

This is the computed repayment amount (in product currency) that is payable for each repayment period (e.g., MYR1,500.00 on monthly basis) for the credit facility in the application.

Note: Alternatively, if multi-tier of interest or profit rates are applicable, click once on the 'More' hyperlink, displayed, to access the 'Facility Information' pop-up window to view the different periods' repayment amount.

Created On

This is the date and time that the respective record of financing repayment record with related risk indicators has been created or computed in system.

Add Comments

Click once on this button to input feedbacks or notations by present workflow stage via the 'Add Comments' pop-up window.

Event Name

This is the respective workflow stage that the credit application has undergone.

Start Date

This is the commencement date of the respective workflow stage of a credit application.

End Date

This is the end date of the respective workflow stage of a credit application.

Duration

This is the total time taken for the respective workflow stage to complete.

Remarks

This is the notation made during the respective workflow stage, e.g., Auto Drop by system after LO Expiry Date and AIP: Pass.

Note: The value of this column can be auto created by system, or inputted by the assigned user of the respective workflow stage.

Assigned User

This is the User ID and staff name of the user who has been assigned to complete the required task during the respective workflow stage.

Status

Decision

Memo

This is the intended message as a reference or note for the credit application.

Remarks

This is the feedbacks or notations of the presently assigned workflow stage of an application.